We understand the importance of saving for retirement and you can count on us to answer your questions while providing a simplified process to:
  • Open a Traditional or Roth Individual Retirement Account (IRA)
  • Contribute to an existing IRA
  • Rollover/transfer an IRA from another financial institution
  • Rollover a 401K from a previous employer

We offer attractive rates on short- and long-term IRA CDs. A safe, smart option for retirement savings, our IRA CDs offer:
  • Competitive interest rates and a wide range of terms
  • Low minimum deposit to open
  • Compounded monthly interest
  • The security of being FDIC- and DIF-insured
  • IRA Money Market options

Traditional IRAs
The Traditional IRA provides tax-deferred earnings and yearly tax deductions for qualified individuals. IRA contributions may be fully, or partially tax deductible depending on your income tax filing status, and your modified adjusted income (MAGI). Any deductible contributions and earnings you withdraw or that are distributed from your Traditional IRA are taxable.


Roth IRAs
Contributions to a Roth IRA are not tax-deductible. However, if you meet certain requirements all withdrawals including earnings are tax-free when withdrawn. The Roth IRA also eliminates the need to take required minimum distributions.

East Cambridge at Your Service

  • Natercia Calisto Image

    Natercia Calisto

    AVP, Business Development Manager
    Broadway Banking Center, Arlington
    NMLS ID: #1058405
    617.551.2550
    Email Natercia
  • Jessica Chaves Image

    Jessica Chaves

    Business Development Manager
    Chelsea Banking Center
    NMLS ID: #1247315
    617.551.2513
    Email Jessica
  • KathyAnn Dottin Image

    KathyAnn Dottin

    AVP, Business Development Manager
    Salem Street Banking Center, Medford
    NMLS ID: #1058689
    617.551.2570
    Email KathyAnn
  • Ibrahim Hachem Image

    Ibrahim Hachem

    Business Development Manager
    Highland Avenue Banking Center, Somerville
    NMLS ID: #1138827
    617.551.2470
    Email Ibrahim
  • Lisa Kimmence Image

    Lisa Kimmence

    AVP, Business Development Manager
    Wal-Lex Banking Center, Waltham
    NMLS ID: #1127928
    617.551.2530
    Email Lisa
  • John Kirwan Image

    John Kirwan

    AVP, Business Development Manager
    Main Office, Cambridge
    NMLS ID: #706962
    617.551.2454
    Email John
  • Robyn Lonardelli Image

    Robyn Lonardelli

    AVP, Business Development Manager
    Highland Avenue Banking Center, Somerville
    NMLS ID: #1068151
    617.551.2470
    Email Robyn
  • Johnny Long Image

    Johnny Long

    Business Development Manager
    Malden Banking Center, Malden
    NMLS ID: #855177
    617.551.2538
    Email Johnny
  • Nicholas Mari Image

    Nicholas Mari

    Assistant Service Manager
    Inman Square Banking Center
    NMLS ID: #1915299
    617.551.2463
    Email Nick
  • Bryant Nestico Image

    Bryant Nestico

    Business Development Manager
    Trapelo Banking Center, Belmont
    NMLS ID: #1219892
    617.551.2483
    Email Bryant
  • Madhu S. Satyal Image

    Madhu S. Satyal

    Business Development Manager
    West Medford Banking Center, Medford
    NMLS ID: #829483
    617.551.2490
    Email Madhu
  • Olga Vasquez-Garcia Image

    Olga Vasquez-Garcia

    AVP, Business Development Manager
    Chelsea Banking Center, Chelsea
    NMLS ID: #1167546
    617.551.2391
    Email Olga

LOCATIONS

GET DIRECTIONS