We understand the importance of saving for retirement and you can count on us to answer your questions while providing a simplified process to:
  • Open a Traditional or Roth Individual Retirement Account (IRA)
  • Contribute to an existing IRA
  • Rollover/transfer an IRA from another financial institution
  • Rollover a 401K from a previous employer

We offer attractive rates on short- and long-term IRA CDs. A safe, smart option for retirement savings, our IRA CDs offer:
  • Competitive interest rates and a wide range of terms
  • Low minimum deposit to open
  • Compounded monthly interest
  • The security of being FDIC- and DIF-insured
  • IRA Money Market options

Traditional IRAs
The Traditional IRA provides tax-deferred earnings and yearly tax deductions for qualified individuals. IRA contributions may be fully, or partially tax deductible depending on your income tax filing status, and your modified adjusted income (MAGI). Any deductible contributions and earnings you withdraw or that are distributed from your Traditional IRA are taxable.

Roth IRAs
Contributions to a Roth IRA are not tax-deductible. However, if you meet certain requirements all withdrawals including earnings are tax-free when withdrawn. The Roth IRA also eliminates the need to take required minimum distributions.

East Cambridge at Your Service

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    Natercia Calisto

    AVP, Business Development Manager
    Broadway Banking Center, Arlington
    NMLS ID: #1058405
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    Jessica Chaves

    Business Development Manager
    Chelsea Banking Center
    NMLS ID: #1247315
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    KathyAnn Dottin

    AVP, Business Development Manager
    Salem Street Banking Center, Medford
    NMLS ID: #1058689
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    Ibrahim Hachem

    Business Development Manager
    Highland Avenue Banking Center, Somerville
    NMLS ID: #1138827
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    Lisa Kimmence

    AVP, Business Development Manager
    Wal-Lex Banking Center, Waltham
    NMLS ID: #1127928
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    John Kirwan

    AVP, Business Development Manager
    Main Office, Cambridge
    NMLS ID: #706962
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    Robyn Lonardelli

    AVP, Business Development Manager
    Highland Avenue Banking Center, Somerville
    NMLS ID: #1068151
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    Johnny Long

    Business Development Manager
    Malden Banking Center, Malden
    NMLS ID: #855177
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    Nicholas Mari

    Assistant Service Manager
    Inman Square Banking Center
    NMLS ID: #1915299
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    Bryant Nestico

    Business Development Manager
    Trapelo Banking Center, Belmont
    NMLS ID: #1219892
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    Madhu S. Satyal

    Business Development Manager
    West Medford Banking Center, Medford
    NMLS ID: #829483
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    Olga Vasquez-Garcia

    AVP, Business Development Manager
    Chelsea Banking Center, Chelsea
    NMLS ID: #1167546
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