Build or Improve Your Credit

 
East Cambridge Credit Builder is an installment loan that is ideal for anyone with no established credit or even those looking to improve their credit profile.
How does East Cambridge Credit Builder work?
  1. Apply for a Credit Builder loan
    • Loan of $500.00 which is then placed in a certificate of deposit (CD) held in the borrower's name
  2. Pay off your Credit Builder loan in the specified amount of time
    • Choose the term that fits your budget
  3. Monthly payments are reported to the 3 major credit bureaus
    • On-time monthly payments help build good credit history
  4.  Once the Credit Builder loan is paid off, the CD amount and earned interest is yours at the maturity date*
Apply for a Credit Builder loan online, at any of our ten banking centers, or call 866.354.3272.
Credit Builder Brochure Image Link

Click here to download "Understanding and Maximizing Consumer Credit Scores"


Apply Online Today

*A penalty may be imposed for early withdrawals.

East Cambridge at Your Service

  • Natercia Calisto Image

    Natercia Calisto

    AVP, Business Development Manager
    Broadway Banking Center, Arlington
    NMLS ID: #1058405
    617.551.2550
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  • Jessica Chaves Image

    Jessica Chaves

    Business Development Manager
    Chelsea Banking Center
    NMLS ID: #1247315
    617.551.2513
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  • KathyAnn Dottin Image

    KathyAnn Dottin

    AVP, Business Development Manager
    Salem Street Banking Center, Medford
    NMLS ID: #1058689
    617.551.2570
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  • Ibrahim Hachem Image

    Ibrahim Hachem

    AVP, Business Development Manager
    Highland Avenue Banking Center, Somerville
    NMLS ID: #1138827
    617.551.2470
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  • Lisa Kimmence Image

    Lisa Kimmence

    AVP, Business Development Manager
    Woburn Banking Center, Woburn
    NMLS ID: #1127928
    800.684.2012
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  • John Kirwan Image

    John Kirwan

    AVP, Business Development Manager
    Main Office, Cambridge
    NMLS ID: #706962
    617.551.2454
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  • Robyn Lonardelli Image

    Robyn Lonardelli

    AVP, Business Development Manager
    Main Office, Cambridge
    NMLS ID: #1068151
    617.551.2451
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  • Nicholas Mari Image

    Nicholas Mari

    Business Development Manager
    Inman Square Banking Center
    NMLS ID: #1915299
    617.551.2463
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  • Fiona Nattabi  Image

    Fiona Nattabi

    Business Development Manager
    Malden Banking Center, Malden
    NMLS ID: #750242
    617.551.2538
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  • Bryant Nestico Image

    Bryant Nestico

    Business Development Manager
    Trapelo Banking Center, Belmont
    NMLS ID: #1219892
    617.551.2483
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  • Suraj Rajbanshi Image

    Suraj Rajbanshi

    Assistant Service Manager
    Wal-Lex Banking Center, Waltham
    NMLS ID: #928565
    617.551.2535
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  • Madhu S. Satyal Image

    Madhu S. Satyal

    Business Development Manager
    West Medford Banking Center, Medford
    NMLS ID: #829483
    617.551.2490
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