Build or Improve Your Credit

East Cambridge Credit Builder is an installment loan that is ideal for anyone with no established credit or even those looking to improve their credit profile.
How does East Cambridge Credit Builder work?
  1. Apply for a Credit Builder loan
    • Loan of $500.00 which is then placed in a certificate of deposit (CD) held in the borrower's name
  2. Pay off your Credit Builder loan in the specified amount of time
    • Choose the term that fits your budget
  3. Monthly payments are reported to the 3 major credit bureaus
    • On-time monthly payments help build good credit history
  4.  Once the Credit Builder loan is paid off, the CD amount and earned interest is yours at the maturity date*
Apply for a Credit Builder loan online, at any of our eleven banking centers, or call 866.354.3272.
Credit Builder Brochure Image Link

Click here to download "Understanding and Maximizing Consumer Credit Scores"

Apply Online Today

*A penalty may be imposed for early withdrawals.

East Cambridge at Your Service

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    Natercia Calisto

    AVP, Business Development Manager
    Broadway Banking Center, Arlington
    NMLS ID: #1058405
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    Jessica Chaves

    Business Development Manager
    Chelsea Banking Center
    NMLS ID: #1247315
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    KathyAnn Dottin

    AVP, Business Development Manager
    Salem Street Banking Center, Medford
    NMLS ID: #1058689
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    Ibrahim Hachem

    AVP, Business Development Manager
    Highland Avenue Banking Center, Somerville
    NMLS ID: #1138827
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    John Kirwan

    AVP, Business Development Manager
    Main Office, Cambridge
    NMLS ID: #706962
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    Robyn Lonardelli

    AVP, Business Development Manager
    Main Office, Cambridge
    NMLS ID: #1068151
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    Nicholas Mari

    Business Development Manager
    Inman Square Banking Center
    NMLS ID: #1915299
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    Fiona Nattabi

    Business Development Manager
    Malden Banking Center, Malden
    NMLS ID: #750242
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    Bryant Nestico

    Business Development Manager
    Trapelo Banking Center, Belmont
    NMLS ID: #1219892
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    Suraj Rajbanshi

    Assistant Service Manager
    Wal-Lex Banking Center, Waltham
    NMLS ID: #928565
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    Madhu S. Satyal

    Business Development Manager
    West Medford Banking Center, Medford
    NMLS ID: #829483
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    Jeffrey Shapiro

    Digital Banking Center Manager
    Customer Service Call Center, Cambridge
    NMLS ID: #681733
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