Alert Message
As a result of the widespread technology outage, there may be temporary disruptions in our online banking services. If you have any questions or concerns, please contact customer service at customerservice@ecsb.com or 1.866.354.ECSB (3272).

Build or Improve Your Credit

East Cambridge Credit Builder is an installment loan that is ideal for anyone with no established credit or even those looking to improve their credit profile.

How does East Cambridge Credit Builder work?
  1. Apply for a Credit Builder loan
    • Loan of $500.00 which is then placed in a certificate of deposit (CD) held in the borrower's name
  2. Pay off your Credit Builder loan in the specified amount of time
    • Choose the term that fits your budget
  3. Monthly payments are reported to the 3 major credit bureaus
    • On-time monthly payments help build good credit history
  4.  Once the Credit Builder loan is paid off, the CD amount and earned interest is yours at the maturity date*
Apply for a Credit Builder loan online, at any of our eleven banking centers, or call 866.354.3272.

Click here to download "Understanding and Maximizing Consumer Credit Scores"


Apply Online Today

*A penalty may be imposed for early withdrawals.

East Cambridge at Your Service

  • Natercia Calisto Image

    Natercia Calisto

    AVP, Business Development Manager
    Broadway Banking Center, Arlington
    NMLS ID: #1058405
    617.551.2551
    Email Natercia
  • Jessica Chaves Image

    Jessica Chaves

    Banking Center Operations Officer
    Trapelo Road Banking Center, Belmont
    NMLS ID: #1247315
    617.551.2400
    Email Jessica
  • KathyAnn Dottin Image

    KathyAnn Dottin

    AVP, Business Development Manager
    Salem Street Banking Center, Medford
    NMLS ID: #1058689
    617.551.2568
    Email KathyAnn
  • John Kirwan Image

    John Kirwan

    AVP, Customer Service - Digital Banking Manager
    Customer Service Center
    NMLS ID: #706962
    Email John
  • Richard Murray Image

    Richard Murray

    Business Development Manager
    West Medford Banking Center, Medford
    NMLS ID: #706659
    617.551.2365
    Email Richard
  • Fiona Nattabi  Image

    Fiona Nattabi

    AVP, Business Development Manager
    Malden Banking Center, Malden
    NMLS ID: #750242
    617.551.2547
    Email Fiona
  • Bryant Nestico Image

    Bryant Nestico

    AVP, Business Development Manager
    Main Office, Cambridge
    NMLS ID: #1219892
    617.551.2480
    Email Bryant
  • Suraj Rajbanshi Image

    Suraj Rajbanshi

    Assistant Service Manager
    Highland Avenue Banking Center, Somerville
    NMLS ID: #928565
    617.551.2477
    Email Suraj
  • Madhu S. Satyal Image

    Madhu S. Satyal

    Business Development Manager
    Wal-Lex Banking Center, Waltham
    NMLS ID: #829483
    617.551.2530
    Email Madhu
  • Susan Shaw Image

    Susan Shaw

    Business Development Manager
    Woburn Banking Center, Woburn
    NMLS ID: #751319
    617.551.2314
    Email Susan
  • Amal Taouri Image

    Amal Taouri

    Business Development Manager
    Inman Square Banking Center, Cambridge
    NMLS ID: #1031097
    617.551.2313
    Email Amal
  • Sandy Youssef Image

    Sandy Youssef

    Business Development Manager
    Chelsea Banking Center, Chelsea
    NMLS ID: #1827521
    617.551.2390
    Email Sandy

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