We offer two Kasasa rewards checking accounts and a high rate savings account that must  be linked either checking accounts:
Kasasa Cash Checking

This free account rewards customers who meet the qualifications and maintain a high monthly balance with a high interest rate on balances up to $20,000 and ATM fee rebates.
  • Earn 1.75% APY for balances up to $20,0001
  • Earn 0.25% APY on daily balances over $20,000 on the portion of the daily balance over $20,0001
  • Up to $25.00 in monthly ATM surcharge rebates (maximum $5.00 per transaction)2
  • No monthly maintenance fees
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Checking account during each Monthly Qualification Cycle:
  • You must be enrolled in eStatements
  • You must have at least 12 or more debit card transactions posted*
  • You must have at least 1 ACH debit 
If you do not meet the monthly qualifications:
  • Earn 0.03% APY1
  • No ATM rebates
  • No monthly maintenance fees
Open Kasasa Cash

1Annual Percentage Yield (APY) effective as of 11/2/20 and Interest Rates may change after account opening unless otherwise disclosed here or elsewhere. Product offering may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, account details, and cycle dates, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Personal deposits of Massachusetts residents only. Qualifications, rules, and limitations apply. Advertised information and rewards based on all account qualifications being met during each Monthly Qualification Cycle. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

2You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. Reimbursements for individual ATM withdrawal fees are capped at $5.00.  We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.


*The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

Kasasa Cash Back Checking

This free account rewards those customers who meet the qualifications but keep lower balances. The customers earns cash back on spending and ATM rebates.
  • 3.50% cash back on debit card spending on the first $200 in purchases3
  • Earn up to $84.00 cash back per year, $7.00 per month3
  • Up to $25.00 in monthly ATM surcharge rebates (maximum $5.00 per transaction)4
  • No monthly maintenance fees
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back Checking account during each Monthly Qualification Cycle:
  • You must be enrolled in eStatements
  • You must have at least 12 or more debit card transactions posted*
  • You must have at least 1 ACH debit 
If you do not meet the monthly qualifications:
  • No cash back reward
  • No ATM rebates
  • No monthly maintenance fees
Open Kasasa Cash Back

3Product offering may be withdrawn at any time. For other terms and conditions, account details, and cycle dates, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted. Personal deposits of Massachusetts residents only.​ Qualifications, rules, and limitations apply. Advertised information and rewards based on all account qualifications being met during each Monthly Qualification Cycle. Cash back payments will be credited to your Kasasa Cash Back account on the last day of current statement cycle. If you have a linked Kasasa Saver account, the cash back payments will be credited to your Kasasa Saver account on the last day of current statement cycle instead. Contact institution for account details and cycle dates. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

4You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. Reimbursements for individual ATM withdrawal fees are capped at $5.00.  We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. If you have a linked Kasasa Saver account, the ATM fee reimbursements will be credited to your Kasasa Saver account on the last day of current statement cycle instead. 


*The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

Kasasa Saver

This account, which must be linked to a Kasasa checking account, rewards those customers who meet the qualifications of either the Kasasa Cash Or Kasasa Cash Back Checking account. The customer earns a high rate of interest on balances up to $50,000.
  • Earn 1.00% APY on balances up to $50,0005
  • Earn 0.25% APY on daily balances above $50,000 on the portion of the daily balance over $50,0005
If checking qualifications are not met:
  • Earn 0.03% APY on entire balance5
Open Kasasa Saver     

5Annual Percentage Yield (APY) effective as of 11/2/20 and Interest Rates may change after account opening unless otherwise disclosed here or elsewhere. Product offering may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, account details, and cycle dates, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Personal deposits of Massachusetts residents only.​ Must be linked to a Kasasa Cash or Kasasa Cash Back Checking account. Qualifications, rules, and limitations apply. Advertised information and rewards based on all account qualifications being met during each Monthly Qualificaition Cycle. Kasasa and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

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