Alert Message
Fraudsters have recently called business customers using “spoofed” phone numbers that appear to be from East Cambridge Savings Bank. In some cases, they falsely claim to be verifying ACH transactions, then try to access your business online banking to initiate unauthorized ACH transfers.
 
ECSB will never call to ask for personal information, online banking credentials, passwords, or authentication codes. If you receive a suspicious call or communication, please contact us directly at 1.866.354.ECSB (3272). For more tips on how to help protect your accounts, click here.
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Business Savings

East Cambridge Business Saver

Minimum Daily Balance to Earn APY APY*
$0.00 - $9.99 0.00%
$10.00 – $9,999.99 0.30%
$10,000.00 - $999,999.99 3.35%
$1,000,000.00 and over 3.35%
*Annual Percentage Yield (APY) effective as of 2/18/2026. $25.00 minimum deposit required to open account. For business deposits of Massachusetts residents and Massachusetts approved businesses only. Must be opened with new funds not currently on deposit with East Cambridge Savings Bank. This is a variable rate account and interest rates may change after account opening unless otherwise disclosed here or elsewhere. Product offering may be withdrawn at any time. Fees and other conditions may reduce earnings; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request.

 

East Cambridge Business Statement Savings

Minimum Daily Balance to Earn APY APY*
$0.00 - $9.99 0.00%
$10.00+ 0.03%

*Annual Percentage Yield (APY) effective as of 2/18/2026 and interest rates may change after account opening unless otherwise disclosed here or elsewhere. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. $25.00 minimum deposit required to open account unless otherwise noted.

 

East Cambridge Business Money Market

Minimum Daily Balance to Earn APY APY*
$0.00 - $9.99 0.00%
$10.00 - $2,499.99 0.85%
$2,500.00 - $24,999.99 0.85%
$25,000.00 - $49,999.99 1.00%
$50,000.00 - $99,999.99 1.00%
$100,000.00 - $999,999.99 1.90%
$1,000,000+ 1.95%
*Annual Percentage Yield (APY) effective as of 2/18/2026. $2,500.00 minimum deposit required to open account. This is a variable rate account and interest rates may change after account opening unless otherwise disclosed here or elsewhere. Must be opened with new funds not currently on deposit with East Cambridge Savings Bank. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. 
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