COMPARE
RATES

*Annual Percentage Yield (APY) effective as of 4/26/2024. $10.00 minimum deposit required to open account. Personal deposits of Massachusetts residents only. Must be opened with new funds not currently on deposit with East Cambridge Savings Bank. This is a variable rate account and interest rates may change after account opening unless otherwise disclosed here or elsewhere. Product offering may be withdrawn at any time. Fees and other conditions may reduce earnings; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request.

 

*Annual Percentage Yield (APY) effective as of 4/26/2024 and interest rates may change after account opening unless otherwise disclosed here or elsewhere. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Personal deposits of Massachusetts residents only.
 

*Annual Percentage Yield (APY) effective as of 4/26/2024 and interest rates may change after account opening unless otherwise disclosed here or elsewhere. For example, for a $20,000 deposit at 5.00% APY and an additional $100,000 at 0.50% APY, the combined APY is 1.25%. Product offering may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, account details, and cycle dates, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Personal deposits of Massachusetts residents only. Qualifications, rules, and limitations apply. Advertised information and rewards based on all account qualifications being met during each Monthly Qualification Cycle. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

^^To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Checking account during each Monthly Qualification Cycle:

• At least 1 ACH payment transaction
• At least 12 debit card purchases**
• Be enrolled in and have agreed to receive e-statements rather than paper statements

**The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by our bank as ATM transactions. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

*Annual Percentage Yield (APY) effective as of 4/26/2024 and interest rates may change after account opening unless otherwise disclosed here or elsewhere. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Available for new to bank deposits only.

^^Debit Card point-of-sale bonus rate applies to account balances during month(s) in which 6 or more point-of-sale purchases were made using the debit card of a personal checking account that is linked to the associated East Cambridge Money Market account.

¹The Bank may require that an account owner be age 18 or younger to open and maintain this account. Limit one account per child.

*Annual Percentage Yield (APY) effective as of 4/26/2024 and interest rates may change after account opening unless otherwise disclosed here or elsewhere. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Personal deposits of Massachusetts residents only.

²Linked with a Kasasa Cash or Kasasa Cash Back account, this is a variable rate savings account with no minimum balance that rewards account holders with interest when they meet the minimum qualifications associated with their linked account during that account's Monthly Qualification Cycle.

*Annual Percentage Yield (APY) effective as of 4/26/2024 and interest rates may change after account opening unless otherwise disclosed here or elsewhere. For example, for a $100,000 deposit at 3.50% APY and an additional $100,000 at 0.50% APY, the combined APY is 2.38%. Product offering may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, account details, and cycle dates, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Personal deposits of Massachusetts residents only. Qualifications, rules, and limitations apply. Advertised information and rewards based on all account qualifications being met during each Monthly Qualification Cycle. Kasasa and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

^^Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 ACH payment transaction
• At least 12 debit card purchases**
• Be enrolled in and have agreed to receive e-statements rather than paper statements

**The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, and debit card purchases processed by merchants and received by our bank as ATM transactions. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

*Annual Percentage Yield (APY) effective as of 4/26/2024 and interest rates may change after account opening unless otherwise disclosed here or elsewhere. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. A penalty may be imposed for early withdrawals. $1,000.00 minimum deposit required to open account. Personal deposits of Massachusetts residents only.