Checking Accounts | East Cambridge Savings Bank | ECSB.com

ECSB logo
Your checking account is the center of your everyday finances. Of course, everyone is different and people use their accounts in different ways. Which is why East Cambridge Savings Bank offers multiple options to suit a variety of needs and tastes.

 

 

 
No Hidden Fees Checking NOW Checking

eAccess Checking

Connection Checking Special Select Banking Package - Checking
   
  Ideal for you if

 You are looking for
a convenient and
easy to maintain checking account.

 

 You maintain a high combined balance in
your ECSB accounts.

Designed for

people who are always on the go.

Must be opened with an eAccess Savings Account.

Want to earn a competitive rate of interest for using your checking account.

  You are looking for linked checking and savings accounts and
no ATM fees.

  Minimum to open

$10.00

 

$10.00

 

 $10.00

$0.00

 

$0.00

 

  Monthly maintenance service charge
None

$10.00 and $0.20
per item paid

None$25.00

 

None 

 

  Criteria to avoid maintenance service charge

 N/A

 Maintain a minimum
daily balance of
$1,000.00
each month.
-or-
If you sign up for our Combined Balance Service, (1) have a $5,000.00 minimum daily balance in a combination of your NOW account and one or more other ECSB accounts, or, (2) maintain a $1,000.00 minimum daily balance in your
NOW account.

 

 N/A

 Have a Direct Deposit of payroll, pension, or Social Security payment (at least once per month) in combination with a minimum of 10 debit card purchases per month.

 N/A

  Interest bearing

 N/A

View Rates

N/A

View Rates

N/A
  Free Online Banking1

Check mark. 

Check mark.

 Check mark.

Check mark.

Check mark.

  Mobile Banking2

Check mark.

Check mark.

 Check mark.

Check mark.

 Check mark.

  eStatements

Check mark.

Check mark.

Check mark. 

Check mark.

Check mark.

  Free Online Bill Pay

Check mark.

Check mark.

Check mark. 

Check mark.

Check mark.

  Point of Sale (POS) fee per transaction (pinned)
 $0.50  $0.50 Free Free
 Free
  POS fee per transaction (credit)
Free
Free
FreeFree
Free
  ATM Banking
ECSB ATMs

Free

Free Free Free

Free

  ATM Banking Non-ECSB ATMs (per transaction)

$1.50

$1.50 

FreeFree Free
  ATM surcharge
fee refund

N/A

N/A N/A

Unlimited3

N/A
  Free check orders

N/A 

 

N/A 

 

 N/A

Check mark.4

 N/A

 

 

 

†Annual Percentage Yield (APY) and interest rates may change after account opening unless otherwise disclosed here or elsewhere.

1. This service requires a separate application.

2. Online Banking required. East Cambridge Savings Bank does not charge a fee for our mobile banking services. However, data and text message rates set by your mobile service provider may apply. Check with your mobile service provider for details.

3. If you incur surcharges from the use of ATMs owned/operated by another financial institution, you will receive a credit to your account for the total charges assessed at month end.

4.Maximum of 1 standard order within a 12 month period.

Other fees may apply, please refer to our Schedule of Charges. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request.




 

 

For more information, please call our Customer Service Center at 1.866.354.ECSB (3272).
Website disclosure images