Housing Our Workforce

Housing Our Workforce


Housing Our Workforce (HOW):
  • HOW is a Federal Home Loan Bank Boston (FHLB) grant-based program with funds available on a first-come, first-served basis
  • Funds are available now but are limited
  • Assists eligible homebuyers with up to $20,000 in matching grants for down-payment costs*
  • Provides one-to-one match of down payments made at time of purchase by homebuyers earning more than 80% or up to 120% of HUD median income based on property location*
    • Example: if a homebuyer makes a $5,000 down payment, Federal Home Loan Bank Boston (FHLB) will provide a $7,500 match. Members approved to participate in the program may make enrollment requests of up to $15,000 per homebuyer from the pool of funds to assist income-eligible households on a first-come, first-served, homebuyer-by-homebuyer basis
  • Supports borrowers who are essential to the long-term economic vitality of our communities purchase homes in communities where they work
  • Recipients must attend a homebuyer education/counseling program
For more information about HOW, click here or contact one of our local lenders.

*Program amounts subject to change without notice

East Cambridge at Your Service

  • Jennifer DiBari Image

    Jennifer DiBari

    Residential Loan Officer
    NMLS ID: #16524
    781.858.3121
    Email Jennifer
  • Lisa Gravallese Image

    Lisa Gravallese

    Residential Loan Officer
    NMLS ID: #49506
    617.447.5311
    Email Lisa
  • Thomas Jung Image

    Thomas Jung

    Sales Manager - Residential Mortgage Lending
    NMLS ID: #704305
    339.225.0967
    Email Thomas
  • Mark Kirby Image

    Mark Kirby

    Residential Loan Officer
    NMLS ID: #19990
    978.270.5214
    Email Mark
  • Roger Martorana  Image

    Roger Martorana

    Residential Loan Officer
    NMLS ID: #476733
    617.909.9226
    Email Roger
  • Sang M. Nguyen Image

    Sang M. Nguyen

    Residential Loan Officer
    NMLS ID: #1581266
    617.981.9028
    Email Sang
  • Michael O'Donnell Image

    Michael O'Donnell

    Residential Loan Officer
    NMLS ID: #645801
    617.551.2494
    Email Michael
  • Patricia Rizzo Image

    Patricia Rizzo

    AVP, Residential Loan Officer
    NMLS ID: #477127
    617.551.2453
    Email Patricia
  • Mark Simone  Image

    Mark Simone

    Sales Manager - Residential Loan Officer
    NMLS ID: #613257
    781.404.1206
    Email Mark

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