| East Cambridge Savings Bank | ECSB.com



Certificates of Deposit
Product Term Minimum Daily Balance to Earn APY APY*
Fixed Rate CDs (available for IRAs) 5 months$1,000.00 0.20%  
7 months $1,000.00 0.20% 
9 months $1,000.00 0.20% 
12 months $1,000.00 0.40% 
15 months $1,000.00 0.60% 
18 months $1,000.00 0.75% 
2 years $1,000.00 0.90% 
3 years $1,000.00 1.31% 
4 years $1,000.00 1.51% 
5 years $1,000.00 1.81% 

*Annual Percentage Yield (APY) and Interest Rates may change after account opening unless otherwise disclosed here or elsewhere. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. A penalty may be imposed for early withdrawals. $1,000.00 minimum deposit required to open account. Personal deposits of Massachusetts residents only.

 

Consumer Checking
Product Term Minimum Daily Balance to Earn APY APY*
Connection Checking** N/A$10.00 0.05%  
NOW Checking N/A$10.00 0.05%  

*Annual Percentage Yield (APY) and Interest Rates may change after account opening unless otherwise disclosed here or elsewhere. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Personal deposits of Massachusetts residents only.

**There is no minimum balance requirement to open this account.

 

Consumer Savings
Product Term Minimum Daily Balance to Earn APY APY*
Advantage Savings N/A$10.00 - $9,999.99 0.05%  
N/A $10,000.00 - $99,999.99 0.05% 
N/A $100,000.00 - $249,999.99  0.10% 
N/A $250,000.00 and over 0.10% 
Special Select Banking Package Savings Account N/A$10.00 - $24,999.99 0.05%  
N/A $25,000.00 - $49,999.99 0.05% 
N/A $50,000.00 and over 0.05% 
 
***eAccess Savings N/A$10.00 - $49,999.99 0.30%  
N/A $50,000.00 - $99,999.99 0.30% 
N/A $100,000.00 - $249,999.99 0.30% 
N/A $250,000.00 - $499,999.99 0.40% 
N/A $500,000.00 - $999,999.99 0.40% 
N/A $1,000,000.00 and over 0.40% 

***Available online for new money only.

**iSave Club N/A$10.00 - $49,999.99 0.20%  
N/A $50,000.00 and over 0.10% 

**An interest rate of 0.20% will be paid only for that portion of your daily balance that is greater than $9.99, but less than $50,000.00. An interest rate of 0.10% will be paid only for that portion of your daily balance that is greater than $49,999.99. The Annual Percentage Yield will range between 0.10% and 0.20% depending on the balance in the account. The Bank may require that an account owner be age 18 or younger to open and maintain this account. Limit one account per child.

Statement Savings N/A$10.00 0.10%  
Money Market Deposit N/A$10.00 0.10%  
IRA Money Market N/A$10.00 0.10%  
Money Market Management N/A$10.00 - $4,999.99 0.10%  
N/A $5,000.00 and over 0.10% 

$1,000.00 minimum deposit required to open account unless otherwise noted.

Passbook Savings N/A$10.00 0.05%  
****Connection Savings N/A$10.00 1.00%  
****Must have an existing checking product or open a new checking product to obtain account.

*Annual Percentage Yield (APY) and Interest Rates may change after account opening unless otherwise disclosed here or elsewhere. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request. $10.00 minimum deposit required to open account unless otherwise noted.  Personal deposits of Massachusetts residents only.

 


Please note: Additional products and services available. Please contact our Customer Service Center for more information at 1.866.354.ECSB (3272).

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