Business
Cash Management and Merchant Services

Manage your cashflow while streamlining your operations.

At the heart of our services is our robust Business Online Banking core, a secure, multi-user, online and mobile banking platform that allows you to manage your important financial transactions. Access all your account information in one spot to make timely decisions, manage incoming receivables and send payments securely in a variety of ways. Plus, you get the important ability to easily import data into your accounting software for streamlined account reconciliation.

Collections

Maximize your cash flow with easy to use payment tools. Get access to your funds more quickly by moving your receivables into your accounts through a variety of tools, allowing you to improve cash flow right from your office, not ours.

Remote Deposit Capture - Save yourself a trip to the Bank by capturing and transmitting deposits to us using your PC and a desktop scanner or mobile device from the convenience of your office or home.

Bank Right From Your Desk - Remote Deposit Capture allows you to make check deposits remotely from your place of business using your PC and a special scanner, while away from the office, via smartphone or tablet. Make deposits more easily at and at your convenience, including nights and weekends.
Improve Cash Flow and Availability - Businesses that use Remote Deposit Capture benefit from improved cash flow and better funds availability, along with faster notice of returned checks to start collection efforts earlier. It's like having an ECSB branch right in your office to make deposits quickly, securely and easily.
Mobile Deposit - Make deposits from any location using your smartphone or tablet. Just take a picture of the check, submit the image, and receive instant confirmation. The East Cambridge Savings Bank Mobile App for Business is available on the Apple App Store or Google Play.

ACH Collections - Initiate electronic debits securely via Business Online Banking for same-day or next day settlement.
Card Payment Processing (Merchant Services) - A full range of cost effective credit card processing coupled with the latest point of sale technology that helps you get access to your credit card sales whether online, in store or at your remote sales locations.

Payments

Control your cash flow with our safe and secure online payment options. These tools can help you save time, proactively manage your daily cash position and minimize opportunities for fraud.

ACH Payments - Originate electronic payment transactions securely via Business Online Banking for same-day or next-day settlement.
US Dollar & Foreign Currency Wire Transfers - Send U.S. Dollar or Foreign Currency wire transfers via Business Online Banking securely with multiple approval options.
Positive Pay - With Positive Pay, you have peace of mind knowing that bill payments and ACH transactions that are being presented against your accounts are the ones you authorized, and that you are protected against new fraud schemes that are continually popping up.
Business Credit Card - An ECSB Credit Card helps you better manage cash flow, provides a number of rewards options and the ability to better track business expenses for you and your employees.
Master Card Debit for Business - Manage business purchases and expenses conveniently with our Master Card Debit cards for your business. Set individual limits for employees to control spending.

Other Services to Help Your Business Grow

Account Analysis - See your full banking relationship in one simple and easy to read statement format that allows you to leverage the full value of your banking relationship to offset any business banking service charges.
Financial Planning - Work with one of our licensed investment professionals as you develop your long term retirement plan or succession or exit strategies for your family owned business. We are with you every step of the way.

East Cambridge at Your Service

Natercia Calisto

AVP, Business Development Manager
Broadway Banking Center, Arlington
NMLS ID: #1058405
617.551.2550
Email Natercia
KathyAnn Dottin

AVP, Business Development Manager
Salem Street Banking Center, Medford
NMLS ID: #1058689
617.551.2570
Email KathyAnn
John Kirwan

AVP, Customer Service - Digital Banking Manager
Customer Service Center
NMLS ID: #706962
Email John
Robyn Lonardelli

AVP, Business Development Manager
Trapelo Road Banking Center, Belmont
NMLS ID: #1068151
617.551.2451
Email Robyn
Richard Murray

Business Development Manager
West Medford Banking Center, Medford
NMLS ID: #706659
617.551.2365
Email Richard
Fiona Nattabi

AVP, Business Development Manager
Malden Banking Center, Malden
NMLS ID: #750242
617.551.2538
Email Fiona
Bryant Nestico

AVP, Business Development Manager
Main Office, Cambridge
NMLS ID: #1219892
617.551.2483
Email Bryant
Suraj Rajbanshi

Assistant Service Manager
Highland Avenue Banking Center, Somerville
NMLS ID: #928565
617.551.2470
Email Suraj
Madhu S. Satyal

Business Development Manager
Wal-Lex Banking Center, Waltham
NMLS ID: #829483
617.551.2530
Email Madhu
Susan Shaw

Business Development Manager
Woburn Banking Center, Woburn
NMLS ID: #751319
617.551.2314
Email Susan
Amal Taouri

Business Development Manager
Inman Square Banking Center, Cambridge
NMLS ID: #1031097
617.551.2313
Email Amal
Sandy Youssef

Business Development Manager
Chelsea Banking Center, Chelsea
NMLS ID: #1827521
617.551.2390
Email Sandy