Checking Accounts | East Cambridge Savings Bank |

Checking Accounts
Your checking account is the center of your everyday finances. Of course, everyone is different and people use their accounts in different ways. Which is why East Cambridge Savings Bank offers multiple options to suit a variety of needs and tastes.



Classic Checking

eAccess Checking

Connection Checking
  Minimum to open $10.00  $10.00



  Monthly maintenance service charge


  Criteria to avoid maintenance service charge
N/A  N/A

 Have a $25,000 minimum average daily balance in combination of your Connection Checking Account and one or more of your other East Cambridge Savings Bank accounts that you are the tax reported owner.


 Have a direct deposit of payroll, pension or Social Security payment (at least once per month) combined with a minimum of 10 debit card purchases from your Connection Checking Account.

  Interest bearing N/A N/A

View Rates

  Free Online Banking1  Check mark.  Check mark.

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  Mobile Banking2  Check mark.  Check mark.

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  eStatements  Check mark. Check mark. 

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  Free Online Bill Pay  Check mark. Check mark. 

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  Point of Sale (POS) fee per transaction (pinned)
Free Free Free
  POS fee per transaction (credit)
  ATM Banking
FreeFree Free
  ATM Banking Non-ECSB ATMs (per transaction)
Free FreeFree
  ATM surcharge
fee refund


  Free check orders N/A  N/A

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†Annual Percentage Yield (APY) and interest rates may change after account opening unless otherwise disclosed here or elsewhere.

1. This service requires a separate application.

2. Online Banking required. East Cambridge Savings Bank does not charge a fee for our mobile banking services. However, data and text message rates set by your mobile service provider may apply. Check with your mobile service provider for details.

3. If you incur surcharges from the use of ATMs owned/operated by another financial institution, you will receive a credit to your account for the total charges assessed at month end.

4.Maximum of 1 standard order within a 12 month period.

Other fees may apply, please refer to our Schedule of Charges. Product offerings may be withdrawn at any time. Fees and other conditions may reduce earnings on accounts; ask for details. For other terms and conditions, please refer to account disclosures available at account opening and upon request.



1.866.354.ECSB (3272)
Routing number: 211370419
The Banking Connectionsm 24-hour banking service: 1.800.869.3423
© 2005– East Cambridge Savings Bank. All Rights Reserved.